How Insurance Apps for Phones Make Your Life Easier

By: David Schneider, Car Insurance Expert
CheaperCarInsurance.com

Technology is making life so much easier these days, isn’t it? Now there are insurance apps for cell phones that let you easily access car insurance information as well as:

• Easily file claims online
• Take photos with your phone and upload them to claims management
• Access policy information
• Find a local insurance agent
• Change your policy coverage

Making changes to your car insurance policy is as easy as taking your phone out of your pocket and pressing a button! Here’s an overview of some of the best insurance apps out there.

Farmers iClaim

Farmers Insurance offers an insurance app called iClaim for policyholders with iPhones, iPod Touch or BlackBerries. The app allows you to quickly start the process of your claim simply by shaking the phone once the app is loaded. Rather than waiting on hold for customer service, a claims specialist will call your phone to start the process. You can also upload photos of the damage to your car to help the specialist understand the accident.

Cost: This app is free.

USAA

USAA Insurance also has one of the best insurance apps out there. With it, you can access your policy information, rather than scrambling for it in the glovebox. You’ll never again have an outdated copy of your policy information with it right at your fingertips!

Cost: This app is free.

InsPost Auto Claims Reporting App

If your car insurance company doesn’t make insurance apps and you have a BlackBerry, try InsPost’s app. It also helps you with the claims process, allows for taking photos and inputting accident details. It includes detailed instructions on what to do to file a claim (for first-timers) and has a click to call feature that lets you connect with 911 quickly. One of the best insurance apps available for BlackBerry, InsPost also has a flashlight feature to help you see the other driver’s insurance card if your accident occurred at night.

Once you’ve got all your insurance and claims information stored, you can send it to your car insurance company later.

Cost: This app is free.

CSC Mobile Insurance

Another one of the BlackBerry insurance apps is by CSC. This app allows for easy access to your insurance details, no matter who you have coverage with. You can personalize your policy profile for auto, life or property insurance, and you can also pay your bill, reach customer service and make changes to your policy.

Cost: This app is free.

Benefits to Insurance Apps

As you can see, there are many insurance apps out there. These are just some of the best insurance apps that are currently available. More come online every day. Check with your car insurance company to see if they offer an insurance app that is compatible with your cell phone.

Having instant access to your insurance information can save you valuable time when you are in an accident. Here are just a few of the many benefits of insurance apps:

• No calling and pressing buttons to reach customer service
• You don’t have to wait until you get home to start the claims process
• You can get a tow truck or rental car by using your app if you have the coverage
• You can find the nearest agent to contact for a damage estimate

Before cell phone insurance apps, all of these tasks would have taken hours. Now they’re boiled down into just a few minutes. And you don’t even have to speak to a live person if you don’t want to! Look for more exciting features by the best insurance apps developers in the near future!

Posted: January 15, 2010