Insurance Identification Card

Your insurance identification card is a small card or piece of paper that contains all your pertinent insurance information, including:

• Policy number
• Cars insured on your policy
• Drivers insured on your policy
• Car insurance company name and contact information
• Date your policy covers

You are required by law to keep this proof of insurance with you at all times while driving. If you are pulled over and do not have your insurance identification card, the police officer can give you a ticket for lack of proof of insurance, whether you actually have car insurance or not. Not having your insurance identification card is the same as not carrying insurance, in the eye of the law. Save yourself the hassle and expense of a ticket by carrying your information in your glove box all the time.

If you are in a car accident, having your insurance identification card handy can make the process of exchanging insurance information with the other party and filing your insurance claim easier.

There are cell phone applications that store your insurance information now, so having your insurance information close by is even easier thanks to technology.