Student Car Insurance That’s Affordable and Easy

Parents across the country are collectively groaning about the high costs for student car insurance. It seems unfair that the rates for teen drivers is so high. Here we want to help you understand why insurance companies charge so much, as well as help you find ways to save on student car insurance.

Why Student Car Insurance Costs so Much

It may seem like an injustice that you will pay as much as double to insure your student until she turns 25, but there are good reasons for the high insurance rate. Look at it like this: your insurance company wants to protect your most precious asset: your child. And the way they do that is by charging more to ensure that your student driver is safe.

If she does get in an accident, the insurance company wants to have enough to pay for the repair of her car as well as pay for damage to other cars involved or medical bills for anyone who may be hurt. While you know your teen is a good driver, statistics show that if your child is between 16 and 19, she is four times more likely to get into a car collision than any other age group.

And that’s not all. 50% of all drivers between the ages of 16 and 24 text while driving. That puts them at an increased risk of an accident, and that’s a risk you simply don’t want to take. That’s why you need student car insurance that will protect her whether she’s being a safe driver or not.

Find Ways to Save on Student Car Insurance

If you want to save on student car insurance, you don’t have to just count down the days until your student turns 25! Be proactive and find special savings on insurance right here on CheaperCarInsurance.com. We have negotiated special rates for student drivers from some of the top insurance companies in the country.

You can also look for special discounts that your student driver may qualify for, like:

• Good driver discount
• Good student discount
• Organization discounts

Check with your insurance company to see what the requirements are for the good driver and good student discount. Some companies require 3 years or more of accident-free and ticket-free driving for the good driver discount, and many insurers want students to maintain a 3.0 grade point average to qualify for the good student discount. Look to see what organizations your student is a member of that may offer special savings on student car insurance.

Help Your Student Driver

The best way to help your child succeed as a safe driver is by teaching him good habits. When you drive, make sure you’re driving the speed limit and obeying traffic laws. After all, he sees what you’re doing and will do the same, so make sure you’re teaching him well.

Talk to him about the dangers of drinking and driving. It’s important for him to know that this is an unacceptable combination and that he will be punished if caught doing it. Let him know you would rather pick him up if he is drinking than him driving.

And if your student hasn’t already taken driver’s education, now’s a great time. By taking a driving course, your student driver can learn:

• How to drive defensively
• How to be aware of his surroundings
• How to navigate through dangerous situations, like driving in the rain

Additionally, taking driver’s ed can qualify him for a discount on student car insurance.

Start saving now on student car insurance. Get a free quote from our site to see how much you can save today!