Do I HAVE to Have Car Insurance?

You don’t have to have car insurance…if you don’t want to drive! Auto insurance is required by each and every state in the U.S. There are stringent rules against drivers not carrying car insurance, and harsh punishments for not having insurance, which vary from state to state.

At the very least, you can expect to get a traffic violation ticket for lack of proof of insurance. You can quickly get insurance and appear in court to dispute the charge, which will likely reduce your fine. If you do not get insurance and choose to instead pay the fine, you will likely be faced with several hundred dollars in fines. It’s certainly cheaper to buy car insurance!

If you are pulled over more than once, the fines increase, and after just a few times being caught without proof of car insurance, you will lose your license and your car may be impounded. Each state has different laws on how long it will be before you get your driver’s license back.

Getting a ticket, fine or your license revoked aren’t the only problems not carrying car insurance can cause. If you get into an accident without car insurance:

• You will have to pay to repair the other person’s vehicle out of pocket, which may run in the thousands of dollars.
• You will be responsible for the other person’s medical expenses if they are injured. These can cost as much as tens of thousands of dollars.
• You may have to file bankruptcy because you are unable to pay these expenses out of pocket.

As you can see, not carrying car insurance can be pretty expensive! Don’t put yourself in this position; simply click the Get a Quote button above to find out how you can buy affordable car insurance right here.